Tag Archives: commercial hard money lender

How to Make Money with Arizona Commercial Loans


page2-img2Arizona Commercial Loans is a name for a variety of different types of Arizona Business Loans that can be used to grow or expand a business or company. While a loan does typically require an initial investment, acquiring a loan can still be a great opportunity to increase capital and add to your overall earnings.

Commercial financing is a great way to grow your business and potentially increase your earnings. When used the right way, Arizona Commercial Loans can be a great way to make money and develop your business or company. Learning the right way on how to use these loans can be the best way to develop your business and earn a higher profit margin.

You can acquire commercial financing to pay for large investments that can dramatically expand your company or business. Most loan opportunities that are for commercial purposes are for a larger sum that can be paid off gradually over time. This means that a business owner can use these loans to cover large expenses. Since these loans are larger in size, they typically have long-term payment plans. This means that you can grow your business at your own pace and pay off your loan at a schedule that suits the purpose of your business or company.

  • Have the flexibility to reach your dreams and meet your goals. One of the greatest benefits of commercial financing is the financial freedom that can be gained. Invest your lent funds in opportunities to further develop your company. This could be done through spending in marketing or new innovative products. Expand your staff or even grow to a new location.

  • Pay off your loan at your own pace and find a schedule that fits your budget or financial goals. With affordable rates and flexible payment plans, a commercial loan can be paid off at your own schedule and at your own pace. This gives you the time to focus on your business and slowly pay of your loan.

  • Create sustainability and growth within your business or company. Paying off a loan over time can build your credit score and lead to further financial freedom or opportunities. By making strategic decisions and slowly reaping the benefits of your investment, a loan can allow your business to develop exponentially.

What Can Commercial Financing Do for You and Your Company?

If you are hoping to grow your business or company, investing in Arizona Commercial Loans is the perfect opportunity to do so. This type of loan can allow you to expand your company at a pace that your budget can easily accommodate.

Commercial financing is a huge investment in both time and money but can ultimately be an excellent tool for the expansion and growth of your business or company.

Imagine how your business could expand or grow with new, exciting products or more members on your team of staff! A commercial financing opportunity could allow you the freedom to achieve this dream and much more. Consider a loan opportunity as a gateway to better your business.

Dennis Dahlberg Mortgage Broker_thumbDennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC 
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701 

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

7 Reasons Why Arizona Commercial Loans Can Grow Your Business



4page_img3-bigExpanding your business with a commercial loan can open many doorways for you and your company. These seven reasons will guide you through how Arizona Commercial Loans can help your business to thrive.

If you are hoping to expand your business, it may be time to consider a commercial loan. These seven reasons are a starting guide to how a business loan can help you achieve your dreams that you have with your company and expand your business to new heights.




  1. Arizona Commercial Loans are one of the more popular choices among business owners. Due to their lower interest rates, a commercial loan opportunity can lead to huge savings for most businesses. This is why so many businesses are choosing to get a commercial loan for all of their business needs.

  1. A commercial loan allows you to maintain ownership of your business. One of the more beneficial aspects of a commercial loan is that it allows you hold full ownership of your business. You will never be forced to sell out interest or come up with additional funds to gain full ownership. Selling interest can risk your company and all that you have built.

  1. Increase cash flow to your business or company. Your loan can be payed off with a financial plan that suits your budget and your schedule. Determine a repayment plan that lets you determine how you spend your loan. A loan typically has very few up-front costs which can make it a great solution for the expansion of your business.

  1. A commercial loan can cover larger sums. This can give you the time to build up your business at a pace that you can reasonably manage and afford.

  1. Receive a commercial loan without having to give any collateral. This can be a great solution for a business or company that wants a loan with a lower risk.

  1. A commercial loan is a long-term plan. Loans are designed to be longer termed solutions. This means that you are able to gradually increase the profit of your business and pay your loan off slowly over time.

  1. Build the credit of your business. Paying off your loan over time can increase the credit rating of your business. This can lead to more opportunities for you and your company.

Can Arizona Commercial Loans Really Grow My Business?

Borrowing funds through a modest loan can lead to exponential growth of your business over time. A business loan can be a useful business strategy when used correctly and planned strategically.

Even if you do not need a loan today, it is important to plan for tomorrow. You’ll never know when you business may urgently need a loan.

If you are interesting in building a stronger credit rating or growing your business steadily, a commercial loan may be the perfect solution for you and your company. It is important to start considering a business loan today so you can begin to plan for the future growth and expansion of your business or company.

Happy senior business man making his notes at workDennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC 
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701 

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

The Difference between Bank Commercial Loans and Private Hard Money Lenders

3page_img1Hurricane Harvey is gearing up to be the second most costliest natural catastrophe to hit the United States. Investors and developers are already reaching out to commercial lending institutions in search of funding.

In addition to the immense devastation and human tragedy caused by Hurricane Harvey, its economic impact is expected to rank as the second most expensive natural disaster to occur in America. According to an article in the New York Times, Moody’s Analytics have estimated the damage to be in the $40 to $50 million ballpark. This is second only to Hurricane Katrina which killed almost 2,000 people and caused $130 billion in damage. Note: A recent article in USA Today raised the estimated cost of Hurricane Harvey to $190 billion. Commercial properties that have been flooded are estimated to cover approximately 455,000 square feet. Just as in 2005, rebuilding will accelerate once insurance checks are cut and federal aid is disbursed. And investors are already lining up to raise funds from commercial lending institutions for distressed properties.

Before Harvey hit, the building and construction segments were, as in other parts of Texas, booming in Houston. According to an article in Dallas News, “At midyear, more than 27,000 single-family homes were being built in the Houston area. And more than 23,000 apartments were under construction and scheduled to open this year.” Due to the increase in demand, construction firms and those they employed were already maxed out when Harvey hit. Now, in the wake of the devastation, other investors and contractors will be arriving to fill in the gaps. Just a few of the investment companies looking for commercial lending include Delshah Capital, Madison Realty Capital and Steven Witkoff, a New York developer.

The San Diego Union reported that more than 3,000 national and state guard troops were being deployed to assist with relief and recovery efforts. Water, food and shelter are the top priorities at this time. As the waters recede, there will undoubtedly be an influx of contractors, insurance adjusters and FEMA employees. Currently, there are more than 200 shelters housing more than 32,000 people who have been displaced due to the catastrophic nature of Harvey. Because of these two factors, multifamily units are expected to be in high demand.

Timing

At Level 4 Funding, our hearts and prayers go out to those affected by this national disaster. With an office in Dallas and clients in Houston, we are very close to those affected. We hope that investors and developers will show good taste and wait for the waters to recede and displaced residents to find housing before making their move. At the right time, these individuals and businesses will be a great asset to the recovery of this place in America that has shown its true colors of faith, humanity and neighbor helping neighbor in the midst of incredible challenges.

“Bad things do happen in the world, like war, natural disasters, disease. But out of those situations always arise stories of ordinary people doing extraordinary things.”—Daryn Kagan.

When the time is right, we are here to help those looking for immediate funds and commercial lending with which to rebuild this incredible area of our country.

mark-gowlovech-150x150Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC  Private Hard Money Lender

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave |Austin | Texas | 78701   

     Linked In Active Rain     You TubeFace Book         

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial mortgages,commercial loans,commercial lender,commercial hard money lenders texas,commercial mortgage Texas,commercial loan Texas,commercial mortgage Arizona,commercial loan Arizona

How to get a Commercial Loan when you are Self-Employed

In today’s era of rules and regulations, it can be difficult for the self-employed to obtain a commercial loan. Fortunately, there are options available for those that are fortunate enough to work for themselves.

One of the main reasons self-employed borrowers have difficulty obtaining a commercial loan is because of their reported income on annual tax returns. This is one of the many perks of being self-employed—all those write-offs including lunch with clients and travel expenses associated with training and business prospects. Unfortunately, all those write-offs are also the reason that individuals find it difficult to get the commercial loans they need to get started or increase their real estate investment portfolio.

One of the requirements that commercial lending institutions utilize is the debt-to-income (DTI) ratio. This is the ratio of monthly payments or liabilities such as car, credit cards, insurance, mortgage, etc. to monthly income. The requirements generally range anywhere from 38 to 50 percent. Lenders further break it up into two categories: front and back-end. Your front-end relates to housing payments while the back-end is your total recurring debt payments. These numbers will be determined by your bills and your tax returns, making it difficult for those that have lessened their tax burden through numerous business deductions. In addition to your past two years of tax returns, you will require other documentation.

Most traditional commercial lenders will require the following from a self-employed business owner: A copy of your business license, most recent 2 months of bank and asset statements, year-to-date profit and loss statement, and current property’s insurance. If you are a corporation, you will also need the last two paystubs with year-to-date earnings. If you are not “paperwork” minded and diligent in keeping business records, providing the needed documentation that gets you approved can be nothing short of a nightmare. Fortunately, there are alternatives.

Acquiring a Loan through a Private Hard Money Lender

If you are looking to develop or expand your real estate portfolio, a hard money lender may be the funding you are looking for. Most private lenders in this category look to collateral as a means of securing the loan and pay less attention to credit scores and DTI. One option is obtaining a bridge loan—a short-term loan that investors use in order to purchase a property quickly and make the necessary renovations before reselling.

One of the loans we offer at Level 4 Funding is the bridge loan. This loan is generally used as a bridge from one asset to the next—allowing you to keep one property while purchasing the next.
At Level 4 Funding we specialize in commercial loans for the self-employed. We offer a fast and easy approval process using either 12 months of bank statements or the last two years tax returns. Your credit score can be as low as 620 and the DTI up to 50 percent. We also offer 5/1 ARM or 30 year fixed with rates starting at 4.99 percent APR with no prepayment penalty. Call us to discuss your many options.

mark-gowlovech-150x150Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC  Private Hard Money Lender
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO
NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701   

     Linked In Active Rain     You TubeFace Book         

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial mortgages,commercial loans,commercial lender,commercial hard money lenders texas,commercial mortgage Texas,commercial loan Texas,commercial mortgage Arizona,commercial loan Arizona

How To Find A Commercial Hard Money Lender

slide-2So, you’ve received the deal of a lifetime pending, however don’t know the place and discover a Commercial Hard Money Lender. Don’t rush into enterprise with the primary one which crosses your path. Listed here are some ideas to assist get you began on discovering a profitable match.

The excellent news is that you just’ve received a deal! Hopefully, you’re additionally organized together with your marketing strategy and monetary statements, upfront , and able to interview a couple of Commercial Hard Money Lenders–a lot in the identical means they are going to be prepared to judge you. Fortunately, the world is filled with Commercial Hard Money Lenders as of late, which is useful when and if a monetary establishment turns you down, or in case your alternative is well timed and velocity of service is required. You’ve simply received to know get began on the lookout for one, and what qualities to additionally take into account.

Attempt getting a referral for a Commercial Hard Money Lender. Whether or not it’s a mortgage firm, an actual property company, a title firm, or something associated–these folks are related to the and are working with sellers and patrons on a regular basis. Ask for a referral from them! Moreover, ask family and friends for referrals. Seemingly apparent, somebody near you’ll have already handled a professional Commercial Hard Money Lender and might fill you in and/or might know an organization during which you possibly can probably get a referral. Referrals are all the time a great way to begin enterprise.

Analysis on-line for a Commercial Hard Money Lender. You might not have any pals or household which have any referrals and you could not know any industry-related firms during which to get referrals– to not fear. You’ve received the World Large Net! Get on-line and begin your analysis, as there are many ample directories and choices. You might simply discover one proper in your yard or probably even nationwide. Take a look at their web sites–what work have they financed? Have they got examples? Does the web site look genuine? Are they in good standing? Can anybody vouch for his or her repute and their initiatives? If native, are you able to meet with a workers member face-to-face? These concepts additionally maintain true if a Commercial Hard Money Lender was referred to you as effectively.

Will Your Commercial Hard Money Lender Be There When You Want Them?

After discovering a variety for potential Commercial Hard Money Lenders, make certain that you choose one which will likely be there once you want them. Stage 4 Funding is a Commercial Hard Money Lender that funds private hard money loans for actual property traders, professionals, and owners. This staff of skilled professionals might help get you to get essentially the most difficult hard money loan mortgage approvals at the absolute best charges.

A Commercial Hard Money Lender Ought to Be There When You Want Them.

Mortgage Choices, Flexibility, And Pace of Service Proves That They Will Meet Your Expectations.

In terms of discovering and deciding on a Commercial Hard Money Lender, do your homework. Analysis on-line, ask for referrals, and verify them out intimately. When a financial institution says “no,” this sort of lender will be your finest buddy. Teams like Stage 4 Funding are skilled, have a number of areas, and might help with each business and residential mortgage loans with transparency, equity, and ease. Now, go make that deal occur!

Happy senior business man making his notes at workDennis Dahlberg Dealer/RI/CEO/MLO
Stage 4 Funding LLC
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

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Concerning the writer: Dennis has been working in the true property in some capability for the final 40 years. He bought his first property when he was simply 18 years outdated. He rapidly discovered concerning the wonderful funding alternatives supplied by trust deed investing and hard money loans. His want to assist others make money in actual property investing led him to focus on various funding for actual property traders who might have bother getting a conventional financial institution loan. Dennis is obsessed with various funding sources and sharing his data with others to assist make their desires come true.

Dennis has been married to his fantastic spouse for 42 years. They’ve 2 stunning daughters 5 wonderful grandchildren. Dennis has been an Arizona resident for the previous 40 years.