Monthly Archives: March 2019

THE BASICS OF HARD MONEY LENDING

An investor can use hard money for businesses, construction and fixing and flipping homes. There are potential investors that are uncomfortable with using hard money because of the higher interest rates. However, understanding the benefits of hard money can easily rid a borrower of that concern.

Firstly, what is hard money? Hard money is money that an investor is lending in order for a borrower to proceed with their project—whether that be building a spec home or fix and flipping a residential property. A hard money lender is simply an investor who is looking to lend their money in order to make a profitable return. Arizona Hard Money Lenders rates typically range from about 2 points to 7 points and interest rates anywhere from 7% to 18%—this is a large range because each hard money lender has their own terms. Rarely, will a lender work on the high end of the interest rate—borrowers will more likely see 7%-12%.

The benefit of a hard money lender is the relationship an investor can build with their lender. It is common for a borrower to start out with more points and a higher interest rate and then watch the rates fall lower as the relationship becomes stronger. Once the lender sees the money return quicker they want to keep the business going with the investor because they have learned to trust that this investor will make money for them and make it quickly. This is a win-win situation for both the hard money lender and the real estate investor.

WHERE CAN I FIND ARIZONA HARD MONEY LENDERS?

It is not difficult to find a hard money lender. However, the ones a borrower will be best off with are smaller and more relaxed. These types of lenders will be easier to get a hold of, to answer your questions and all in all just easier to work with. There are both larger firms and smaller firms (or an individual). The larger firms will require more from a potential investor—they will do credit checks, require a minimum amount down. They will be harder to work with because they have a larger scale model they are working with and a large amount of borrowers they are filtering through their system. The smaller lenders don’t have to transmit borrowers through such a large model—they are more relationship based. Building a relationship is the goal for both investor and lender.

Yes, initially looking at points and interest rates it seems working with a hard money lender will be overly expensive.

Unlike a bank, working with a hard money lender will not only allow you to build a relationship— that trust you build will begin to pay off with lower interest rates and points. Once a relationship is built many investors simply can text their lender for an authorization on a project and the stronger the relationship, the more likely the answer will be yes— versus waiting up to 90 days for a bank to authorize an application. The benefits of working with a hard money lender far outweigh the slightly higher rates a borrower will pay in the start of this business relationship.



Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

Don’t Count Out Colorado Hard Money Lenders for Your Next Investment

Make sure you have all the facts about Colorado hard money lenders before you make the call on who is going to fund your next investment project.

If you’re familiar with the investment and lending industry then you’re sure to have heard of Colorado hard money lenders, and if we had to guess there have been some negative pieces of information attached to what you’ve learned. Why is that?

In our experience, Colorado hard money lenders get a bad rap because people use them for the wrong reasons. Here are some scenarios where using Colorado hard money lenders might not be beneficial for you.

If You Have Good Credit and Income History

This doesn’t mean that people with good credit and income can’t use Colorado hard money lenders to fund their investment, but it’s especially helpful for those that don’t. If you fit into the first category it may be the right path for you to go through a traditional lender, but if you don’t we can help. We overlook bad credit and get you the money necessary to invest in real estate.

If You’re Looking for a Long-Term Loan

If you’re looking to snag a loan for a long-term investment scenario, Colorado hard money lenders are not the way to go. The higher interest rates can be a deterrent and quick payback times don’t fit the traditional lending mold. However, if you need cash quick and are going to be able to pay it off quickly, it is most definitely your best bet.

If You’re Not Prepared to Flip

Colorado hard money lenders approve their fund disbursements based on a business plan. We need to know where our money is going, what it’s doing, and the likelihood it will be returned. Our strongest clients come to us with a well thought out business plan. That’s not to say that first-time investors won’t get approved, but without the knowledge and skill to make the money work for you, it won’t work for us either.

If you feel that working with Colorado hard money lenders rather than a traditional bank sounds like the way you want to go, we can talk you through the process and discuss your investment opportunity with you. Call Level 4 Funding today to learn more!


Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters and 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions
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Are You Eligible For An Arizona Fix and Flip Loan?

This real estate loan is exactly what it sounds like –the buyer purchases a home with the intent to fix it up to sell at a profit as soon as possible. Make certain you know the advantages and disadvantages of these loans before you take one out.

Since an Arizona Fix and Flip Loan is basically a short-term loan, most investors use an Arizona Hard Money Loan letting them buy, repair and sell off a property within a year’s time. Private investors and people you already know are your best bet. They will be evaluating the property value both before and after the renovation is done as well as your ability to complete the project.

This takes much less time that traditional bankers and lenders who go through your background with a very careful eye. If something turns up that is negative, hold up the entire process in order for more proof that you are a good risk according to the rules they have set up for borrowers.

Traditional loans also only look at home’s current value, but they are less expensive than other types of funding. Standard loans also require very strong credit for loans while other types of investor are more interested in past and current projects than your actual numerical credit rating.

When first starting out, finding money may be difficult and borrowing against private assets and setting up an escrow account to use might be required. Interest rates can often range from 10 to 20 percent per year.

So, is this type of loan the way for me to take?

Your traditional lenders—banks, mortgage companies, most finance companies–will not lend money if there is a health or safety issue with the house. Arizona Fix and Flip Loans are not restricted by this concern.

Arizona Hard Money Loans can be closed within a week if you end up with a good professional lender. These lenders are looking at recovery for themselves however—they want to feel assured that you can renovate the house and sell it as quickly as possible in order for them to recover their money. Liens on the property are attached so if a sale falls through they can be assured of getting their money back.

The longer you are in business, the less you’ll pay for a loan—sometimes a borrower may can receive 100 percent and have several projects running at once depending on past performance.

Find out all the details, advantages and disadvantages, beforehand instead of just jumping in over your head first thing.

Be a detective before going down this road—Arizona Fix and Flip Loans are not the answer for everyone. It will pay you to be as certain as possible that you will be able to perform in this area–the adage ‘knowledge is power’ is very true.

When first starting out, finding money may be difficult and borrowing against private assets and setting up an escrow account to use might be required. Interest rates can often range from 10 to 20 percent per year.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLCDennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters and 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions
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Use a Hard Money Loan to Ensure Funding for Your Flip

A Arizona Hard Money Loan is a quick and easy way to fund your fix and flip investment, ensuring you don’t run out of money to finish the job.

One of the worst mistakes and fix and flip investor can make is not having the funds to purchase and rehab the home up front. It’s risky to rely on a previous flip to sell for enough to fund your next flip that’s already in progress.

Using a hard money loan can give you peace of mind that you’re not going to run out of money before the job is completed. You most definitely don’t want to be half way through the rehab and realize you can’t afford the rest. That’s the easiest way to stall a flip and lose money, lots of money.

Budget, Budget, Budget!

When you’re planning your flip you want to budget for things to go wrong. You may want to just replace an out-dated sink, but when the plumber begins the installation they may find mold or other plumbing issues that will need to be fixed. It’s rare to rehab a home and not have unexpected expenses. It’s the nature of the beast!

Your Arizona Hard Money Loan should allow for those unforeseen circumstances. The last thing you want to have to do is take out a secondary loan because you can’t cover the rehab with your first round of funding.

If you have proper inspections done you should be able to have a good idea of what you’re in for beyond the typical aesthetic upgrades. It’s an up front cost that will most definitely pay off in the long run.

Don’t Put Yourself at Risk!

Having to sell a partially completed home is worst case scenario. You’re fighting a losing battle trying to find someone willing to take on a partially completed project and that takes out a huge chunk of buyers who will only purchase move in ready homes.

As stated above, trying to secure a secondary loan can be difficult, and sometime impossible. Lenders don’t want to be second in line as that puts their funding at risk.

Speak with a lender about a Arizona Hard Money Loan and discuss having your project funded, with a little wiggle room so you can complete a successful rehab project and grow your investment portfolio!



Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

Funding Your Arizona fix and flip loan and Expenses

A Arizona fix and flip loan is one that doesn’t conform to traditional lending criteria and payoff terms. Read below to find out why a these special loans have investors smiling.

Whether you’re new to fixing and flipping or a seasoned flipper, it’s an exciting adventure! It might not be as glamorous as television portrays the process, but it’s still an investment journey that can bring in the cash and give you creative freedom!

For a first time flipper, there are some expenses beyond your Arizona fix and flip loan that you may not be aware of so we’ve created a list so you can be prepared!

• Loan costs

• Insurance

• Property Taxes

• HOA

• Maintenance beyond repairs such as yard

• Selling costs

Each of these are going to run a different amount depending on where you’re buying and what you’re buying, but it’s a good rule of thump to have money set aside for each of these.

For example, if you purchase a home today, it might take you a month to fix it and a month to flip it. That means you’ll need money to cover two months worth of HOA fees and yard maintenance.

Beyond those typical costs, the costs of your flip are going to depend on the condition of the home and the necessary repairs and ideal upgrades. Having a solid financial plan for your flip is the first step you need to take so that you don’t go over budget and end up coming out on top once you sell the home.

Once you have your financial plan in place, you can contact a Arizona Hard Money Lender for your Arizona fix and flip loan. They will go over your plan with you and examine your budget to determine if it’s a good loan for them to make.

Once they’ve decided that your financial plan is solid and well thought out, they can decide to fund your Arizona fix and flip loan! Funding is quick through Arizona Hard Money Lenders so you can make your purchase and get started on your renovations as soon as possible.

Level 4 Funding specializes in Arizona fix and flip loans and would love to hear about your latest project. Give us a call today to speak with someone about your investment dream!



Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

Tips On Success With Rental Property Loans

(Owning a rental property is a great way to create passive income. But many investors are not sure how to secure Arizona Rental Property Loans.)

There are many people who are figuring out that rental income is a great way to boost their finances and even consider early retirement or a career change to something that they really enjoy rather than being a slave to a high paying but also high-stress job. But what they are not sure about is how to best go about getting Arizona Rental Property Loans or how to ensure success in this new business venture.

One of the best pieces of advice, as you start to move forward with your plan to purchase a rental property, is to be working on your finances early. This means checking out all of your options for loans such as a traditional lender, borrowing from a 401k or HELCO or working with a non-traditional hard money lender. By doing the research early, you will know your options and know what each will cost when you find the perfect property to buy. This can eliminate a great deal of stress and can help to secure your financing quickly to ensure that you get the property that you want.

It is also a good idea to consider buying a duplex or other multiunit property so that you can reduce your living expenses and pay off the property more quickly. In the case of a duplex, your tenant could very well be paying most or even all of the mortgage, allowing you to save a great deal of money personally, which you can reinvest in extra mortgage payments. Or after a few years of saving, you could be in a position to purchase a second income property much sooner. This would be a huge jump in your passive income. And with a large down payment and equity in your first rental property, you would have little trouble when you began looking for Arizona Rental Property Loans for the new purchase.

Consider Potential Tenants

When you are searching for a rental income property, try to think like your tenant. The things that are desirable could include outdoor space such as a yard or large patio or deck area, off street parking or a garage, an open floorplan, and a very functional kitchen. Having all of these features will help to attract good candidates to rent your property. Having a quality tenant is the most important long term goal any landlord should have.

Find The Right Balance for You

Not all Arizona Rental Property Loans will be the same or even similar. But you need to balance the cost of the loan with the terms that best meet your current needs. This might mean paying a little more for a loan with a longer term or paying more for the fast funding of a hard money loan. All aspects of the loan need to be evaluated to choose the option that offers you the best opportunity for success and a strong return on your investment.



Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

What You Need to Know About Arizona Hard Money Loans

Knowing that Arizona Hard Money Loans are privately funded loans is a good start. But you need to also know the terms of these loans to use them successfully.

If you are researching Arizona Hard Money Loans, then you most likely know that these are short-term loans that are offered by private lenders. But that is only the beginning of the information that you need to know to fully evaluate these loans and determine if hard money is the best option to meet your financing needs. These terms of these loans are quite different than those of traditional loans as are some of the costs and fees associated with hard money.

The first factor to consider is how much money you can actually borrow on a specific property. In most cases, lenders will consider loaning between 70-80% of the value of the property. This loan to value number is important to the lender because it represents instant equity in the property and added security to the lender. If you, the borrower, default on the loan then the lender can take possession of the property knowing that it is worth at least the balance of your loan and in most cases more. On the upside is the fact that this money can often be in your hands in as little as a week or two when working with a hard money lender, rather than the 45 to 60 days that it takes a bank to fund a loan.

Knowing how much you can get and how quickly you can get it leaves one more big question. You should understand that hard money is going to cost you more than a traditional loan. The interest rate is going to start at about 7% for a strong deal and a borrower with good credit. For more risky deals and credit challenged borrowers, the rate can increase to as much as 15%. In addition, most lenders will charge anywhere from two points on a simple loan to ten points on a more challenging Arizona Hard Money Loans.

Qualifications and Documents

Although the criteria for hard money is not as stringent as a traditional loan, there is a certain amount of information that you will need to prepare for the lender. A few personal bank statements will be required as well as a credit score of 550 or better. The higher your score the better your loan terms and rates will be in most cases. You should also provide a copy of the purchase contract, a contractor bid with the scope of work, a list of your past projects and other basic information about the project that will show its value and the potential of the renovated property. You will also need to have the down payment available as well as any fees and upfront costs associated with the loan.

The Hard Money Alternative

Arizona Hard Money Loans are a good alternative resource for many borrowers who are credit challenged or might be making several concurrent purchased as real estate investment properties. But as with any other tool, the user must have a full understanding of the function and benefit of the tool. Be certain that you carefully read and understand all of the terms of any loan offers. This information will allow you to make a well-informed selection for the loan that best meets your needs.


Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions
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Pros and Cons of Arizona Hard Money Loans

(Even though it is often an expensive loan, there are many benefits of Arizona Hard Money Loans. But there can be a few drawbacks as well.)

There are many reasons that a borrower will begin to expand his or her search beyond the realm of traditional lenders. And for many borrowers, Arizona Hard Money Loans are an option that works for their special needs or with the credit challenges that they are facing. But before you decide that hard money is the way for you to go on your next loan, you should be well aware of the benefits and drawbacks of these asset-based loans.

Because hard money lenders focus on the value of the property being used as collateral, and less on the borrower’s personal credit, the time required to process a request for hard money is far shorter than a traditional bank loan. This speed is a definite benefit for borrowers who are hoping to invest in a bargain property that they have just discovered. In many cases, real estate investors will regularly work with a hard money lender and have a very strong relationship that provides greatly expedited funding on many loans. It is well worth the added cost of hard money when you know that you can have the money in just a few days rather than a few months.

Traditional lenders offer very limited terms to their borrowers. And because most banks are very large and have hundreds of thousands of customers, they are not willing to work with a borrower to customize the terms of his or her loan. But a private lender does not serve nearly as many loans so he or she must work with the borrowers to create mutually beneficial loan terms. This flexibility is a great benefit when you are looking for a very short term loan or need to structure the payments in a very specific manner.

Securing Arizona Hard Money Loans

Because the approval process is based on the value of the collateral property, borrowers with poor credit or no credit can often secure Arizona Hard Money Loans when traditional lenders reject their loan request. And even at a higher interest rate and with higher fees, hard money is a much better alternative than no loan. So consumers with bad credit are often eager to use these lenders.

Understanding the Drawbacks

Now that you know all of the benefits of hard money, it is important that you remember that the biggest drawback can be the cost of the loan. In some cases, the lender will charge up to 10% in interest and fees. And another negative aspect of these loans is that many borrowers will fail to read and understand the terms of the loan before signing the agreement. Even though you might think that all loan documents are alike, that is not the case. A private lender can include any clause that he or she chooses to add and you must follow the agreement if you have already signed the document. It can be very helpful to have a legal specialist review any loan agreement if you are not familiar with private loans.



Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

The Best Way to Use Loans from Private Money Lenders in Dallas, Texas

You’ve probably heard of Private Money Lenders in Dallas Texas, but do you know what their loans help you do? Discover how you can use those loans here.

Private Money Lenders in Dallas Texas are great people to have in your life. They can help you when you’re in a bind, and they can help you make a lot of money. Yes, you read that correctly – they can help you make a lot of money.

How do Private Money Lenders in Dallas Texas help you make a lot of money? Well, since it takes money to make money – the cash you get from these types of lenders can be used to invest in something. You can invest in virtually anything, but since these loans are short-term ones, it’s best to invest in ones that have a quick return on investment.

An example of an investment that has a quick return on investment is real estate. Many people will purchase a property that is much lower than it’s worth because of foreclosure, and then flip it for a much higher price. This will pay off the loan from the lender and then also leave behind a nice chunk of profit.

This is the best way to use loans from Private Money Lenders in Dallas Texas.

You can also use the loans to do other things, such as purchase a big ticket item. Some people will purchase a car and then pay off the loan with a big paycheck they receive. This usually because they can’t wait for the paycheck to come for fear they will lose the deal. Again, it’s about timing. When you have to make a quick move on something, these lenders are there for you to help you secure what you need.

How to Get a Private Money Loan

The best way to get one is to get in touch with a lender that offers them. You can contact us and we can help you. We have many opportunities for people just like who want to use their loans to make a lot of money in a short amount of time.

Loans are approved within a day or two. The money can be deposited into a bank account within a couple of business days. It is the quick and it’s for a reason.

If you’re investing in real estate, you need money quickly before the deal is taken by someone else. That’s why you need a private money lender on call.

We can be your on-call lender. We are always ready to help. Just let us know what you’re expecting to do, and we can get started with the process, so that when you need the cash – you can get it as soon as possible.

Private Money Lenders in Dallas Texas have helped many people pursue their dreams of investing successfully. Consider using them to do the same for you. It doesn’t take a lot of time. You don’t have to worry about a ton of paperwork or strict guidelines. All you need is property with equity to secure it.

Reach out to us today to get started.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLCDennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

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Hard Money Lenders are a Win-Win Solution

Financing a residential or commercial investment is quick and easy with hard money lenders. Here are some quick facts about hard money lenders so you can know what’s best for you.

If you’ve ever bought a home then you’re familiar with the guidelines and qualifications you had to meet in order to secure a lender. There was a ton of paperwork just to get started, then you had to get your prequalification, and then work with a lender to determine the best loan for you. Hard money lenders are more simple in their determination of loan funding.

Below you’ll find some facts about hard money lenders that you may not know.

They don’t fund traditional loans per se

Arizona Hard money lenders aren’t looking to fund owner-occupied properties, though some may from time to time. For the most part they want to fund opportunities for residential and commercial investments that will pull in a bigger return. Just as the investor is looking to make money, so are hard money lenders, just like traditional banks. The main difference is that they will fund that money quicker because it is an investment and they know that investors can’t wait for funding to come through.

They aren’t working with secondary mortgage markets

Arizona Hard money lenders are giving you, often times, their own money. Unlike traditional lending institutions your loan won’t be sold to Freddie Mac or Fannie Mae. Your money is coming from an investor, much like yourself, and they will see that loan through. That’s why their requirements for eligibility are different from those of big banks.

Eligibility is based on property, not owner

You won’t be asked to fork over tons of personal financial information by a Arizona hard money lender; instead, they’ll want to know more about the property. They’re investing in the opportunity and want to know that the risk is worth the loan. That’s why they’ll want to know your plans for the property so be prepared to answer questions such as that.

Short term loans is the name of the game

If you’re looking for a 30-year loan, this isn’t the place for you! Short term loans are what hard money lenders specialize in and that’s because they need to be able to free up their money for more investments. You’ll usually find loan terms somewhere between a few months and two years. The repayment terms will be negotiated between the lender and the borrower.

If you think that a hard money lender can help you realize your investment dreams, call Level 4 Funding today!

Dennis Dahlber Broker Ri CEO Level 4 Funding LLCDennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions
Fb Yt In Arr Nm Bl Tw
Gp