Category Archives: Arizona hard money lenders

No Money Down Arizona Fix and Flip Loans: Advice for New Investors

If you are new to be flipping business, you may have heard the prospect of no money down Arizona Fix and Flip Loans. You may be thinking “hmmm,  I can get into the flipping business without spending any of my own money, well sign me up!” 

You can use three methods to pay nothing out of pocket for your next flipping project, wholesaling, private money and hard money.

Let’s talk about wholesaling first. The Easiest way to explain the process is you sell the option to purchase the house to another investor. You don’t spend any money; you secure a purchase contract with a buyer  and before the date on the purchase contract comes around you sell off the option to purchase the home to another investor.

Wholesaling is not a good option for someone who is new to the rehab business.  A good wholesaler knows how to find the most attractive houses to flip, can compete with full cash offers to secure a bid and above all, they are in contact with a network of other real estate investors who are willing and eager to purchase their contracts.

As a new investor, it is doubtful you have any of these qualities. So what are your other no-money-down financing options?

Few new house flippers can qualify for no-money-down Arizona Fix and Flip Loans from private investors.

The situation with private money involves you seeking out a cash buyer to finance the full cost of your flipping project upfront. In this situation, you have to prove your value to an investor, and have an answer for him when he asks “why should I pay for the full cost of your project?” The investor needs believe that you can carry out the work,  and all he has to do is sit back and let the money roll in.

However, if you’re new to the flipping business, you don’t have the requisite demonstrable proven track record when it comes to rehabbing distressed properties. Given this lack of experience, you probably wont get an investor on board. What are your options when it comes to getting no money down financing, for your first flip?

Hard money can be a route for new investors to get no money down Arizona Fix and Flip Loans but carefully consider the risks.

If you have enough collateral on offer, even if you’re new to the flipping business you can still get a zero down hard money deal.

A hard money provider is a lender who offers you a loan based on the value of your collateral.  You need to find a hard money provider who is “creative,” when it comes to collateral. If you pledge enough of your assets, some hard money providers might not require you to make a down payment. To truly pay nothing out of pocket, you also need to find a lender who is willing to defer the payment of fees until your project resells. But, are you willing to pledge your primary residence,  401(k) or any other assets to avoid out of pocket expenses?

You need to consider this question carefully. If you are new to the flipping business, it might be better to make a steep down payment than to risk losing your house. The more experience you get with house flips, the more financing options you’ll have. You can get into wholesaling, partner with other investors and you’ll have a bit more confidence to get a no-money-down hard money loan.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC 
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701 

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

The Facts About Arizona Rental Property Loans

iStock_000002338446_LargeGet more returns with Arizona Rental Property Loans.

First off, property investment attracts investors wanting to use funding from a bank, instead pulling an ungodly amount of cash out of pocket. Do you have to be a million or billionaire? No. Not at all. You just need to secure the funding and provide a percentage of cash down to protect a lender should a foreclosure occur. This is great! To start leasing, you do not have to fork out a fortune to buy a $200,000 home along with the added cost of renovations, marketing, and the works. Instead, you rely on a lender: an entity that evaluates value, equity, and risk in order to fund you, the investor.

Alright, you can get money from Arizona Rental Property Loans. So what. What does that get you? Well, “you gotta have money to make money,” and when it comes to property investment, you generally use Arizona Rental Property Loans to purchase real estate to build, fix real estate to sell, or renovate real estate to rent. If you have connections and experience with construction and contractors, building may be a viable option. If you are looking for a quick pop and a good return within a shorter period, flipping may be your niche. However, if you’re in the game for the long haul, if you want to build the next mecca of personal equity, or if you just want a steady trickle of cash from leasing, rental property is where it’s at.

Arizona Rental Property Loans allow for an individual to build equity by using profit from leasing to pay off debt. Equity is what you own: for example, you put down $35,000 to receive a loan of $65,000 at a certain interest rate. $35,000 is your equity in the property. The more you pay and the less you owe the lender, the greater your equity. Aside from paying off debt, renovation may increase the overall value of a property, worth of a debtor’s equity, and the price of rent.   

Arizona Rental Property Loans Create Long-Term Security

While constructing and flipping provide relatively quicker returns, investing in rental property may establish income via long-term renters. With a newly renovated property in a desirable area and at a market-conscious price, a landlord with a business knack can rake in consistent returns.

Build equity with Arizona Rental Property Loans.

Over time, investors hope to pay off the property. Owning property free and clear once again increases the returns. Should the market value of property rise, the owner is able to sell the property and reap the benefits of positive equity. If the owner chooses to continue leasing the property, he or she can then use the money to further invest and build more rentals, businesses, or savings.   


Dennis Dahlber Broker Ri CEO Level 4 Funding LLC Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC 
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701 

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

Types of Deals and Properties for Arizona Hard Money Loans

Brandon-Abney-Arizona-Home-Mortgage-FHA-Specialists-150x150Not every loan is perfect for every type of purchase. But there are many deals work very well within the parameters of Arizona Hard Money Loans.

One of the great features of Arizona Hard Money Loans is that they are funded by private lenders. This means that the borrower often has a great deal more freedom with regard to the type of property being purchased with the funds. The loan is being secured by the property so the lenders do want to be certain that the property value is greater than the loan. He or she will also be interested in the saleability of the property in the event of a default on the loan. But as long as there is a market for the property, most lenders are willing to fund a loan for any type of property. That is not to say that some lenders don’t specialize in a specific property type, but as a rule, any type of property including residential, commercial or industrial can be purchased with hard money.

Some of the features of Arizona Hard Money Loans make this a better loan for certain types of purchases. The short-term of Arizona Hard Money Loans makes them impractical for most home purchases but it also makes them ideal for many investment type purchases. Real estate investors who purchase properties to quickly fix up and resell, flippers, are very fond of hard money simply because it is easy to apply for and secure as well as being one of the fastest funding loans. In the world of real estate flipping, time is a critical element that makes it a perfect fit for hard money.

Hard Money Land Loans

Land can often be harder to purchase with a traditional loan. But a hard money lender is often happy to have the land as collateral on a loan. This allows the borrower to purchase the land and improve it with a building, utilities or other features to make the land more valuable prior to selling it. And with the loan for the land being hard money, there is less of a chance that the purchaser will be denied a construction loan for the addition of a structure.

Hard Money Loans with Bad Credit

Many borrowers find that with bad personal credit or no personal credit history, it is impossible to obtain a traditional loan to purchase real estate. But hard money lenders are basing their decision on the value of the property being purchased and not the creditworthiness of the borrower. So a bad credit score might mean that you pay a slightly higher interest rate, but in most cases, you will be able to get a hard money loan. Hard money can also be your only option if you have gotten into a very expensive project and you have overextended your credit or maxed out all of your other options. Again, the interest might be higher but you can get a hard money loan. Finally, for a busy flipper who might have multiple properties under contract at one time, the hard money lender will not decline your request based on the number of loans that you are carrying. The only really important factor is the value of the property. Knowing how to use these loans correctly can open many doors for someone who wants to enter the real estate industry as a flipper.

Dennis DahlbeDennis Dahlber Broker Ri CEO Level 4 Funding LLCrg
Broker/RI/CEO/MLO
Level 4 Funding LLC 
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701 

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

Who are Hard Money Lenders?

iStock_000003964390XSmallWhen you are looking for hard money, it is not as easy as going to your local bank. It is important that you understand who Arizona hard money lenders are and where to find them.

When you need a traditional loan, all you need to do is go to your local bank and see a loan officer. Or if you work with a national bank, you can often go online and begin the application process there. But finding hard money lenders is not as easy as going to the bank. You will likely want to begin your search on the Internet and then schedule interviews to meet potential lenders.

Hard money lenders in Arizona are private lenders who might not even operate a full office. In other cases, the private lender could be a part of a group of lenders who work out of an office. But the best place to begin your search is the Internet. This will let you find lenders in your area. Having the ability to meet face to face with the lender is a good idea if you are new to the hard money lending process. It allows you to ask questions and will add to your comfort level as you learn the business. Meeting the lender or lenders in person is also a good way to dispel some of the myth about hard money being a less than ethical lending resource and that the lenders are shady.

Another important bit of information to keep in mind is that private lenders have the ability to structure their loans as they see fit, unlike the tight structure that most banks must follow. This can work in your favor if you want to request certain special terms but it can make the process more confusing if you do not take detailed notes regarding each lenders terms.

What to Expect from a Hard Money Lenders

Even with the ability to create tailored terms, most lenders will only extend Arizona Hard Money Loans out to a year and the interest rates can range from around 7% to as much as 15% or more. The level of risk involved in the loan will often dictate the interest rate offered. Some lenders also work with unique repayment schedules where the payment rate changes each month. This can be helpful as the early payments are normally small but the later payments can be much larger.

Know You Project

Before you begin to speak with lenders, it is important that you prepare yourself.  Arizona Hard money lenders are not adverse to taking a risk when making a loan, but they do expect to see the money returned as well as the fees and interest. So knowing the details of your property and your project will allow you to answer the lender’s questions and also appear knowledgeable and prepared to complete the project on time and on budget. This confidence might end up being the deciding factor for you getting the loan or it might be what gets you a slightly better interest rate. But being professional is always going to offer the best potential.

Dennis DahlbeDennis Dahlber Broker Ri CEO Level 4 Funding LLCrg
Broker/RI/CEO/MLO
Level 4 Funding LLC 
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701 

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

Important Tips When Looking At Arizona Hard Money Loans

Not every loan or lender is going to be equally good. So it is very important that you follow these tips when comparing Arizona Hard Money Loans.

One key fact to remember is that hard money is provided by private lenders so the terms and the loan are not dictated or regulated in the same manner as they are for banks and traditional lenders. So you will want to be very diligent as you review the terms of any Arizona Hard Money Loans. Be cautious of any lender who is demanding large upfront fees. An appraisal fee is normal but large fees for exploration or due diligence is a strong sign of a less than legitimate lender. Large fees can also be a sign of a broker who is trying to lead you to believe that he or she is a lender and not just a broker. This is just a way of adding a middleman who will charge you fees but really add nothing of value to the deal. In both cases, it is very likely that the Arizona Hard Money Loans are never funded but the applicants are out whatever fees they paid.

It is also not uncommon for lenders to “fail” to provide you with a complete breakdown of the cost of a loan. There could be additional fees that you do not learn about until you are ready to sign the loan documents unless you request a full breakdown of all costs associated with the loan. Fees which could be listed on the breakdown include document processing, site inspections, title documentation and verification, funding fees and administrative fees. Lenders can either break the fees out or some will simply charge points to cover all of these administrative tasks that must be completed. Regardless of the way the lender explains the fees, be sure to get a grand total cost so that you can compare all of the loan options that you might have so that you can select the best one.

Beware of Unreasonable Terms

Some lenders will prey on borrowers who have no credit or particularly bad credit. In these cases, the lender could make unbelievable claims such as funding a loan that no other lender will fund or 100% funding with no down payment. If the deal sounds too good to be true then it most likely is. Also, if the lender says that he might be able to fund the loan but due to very bad credit, you will need to pay extra fees or an extremely high-interest rate, then seek another lender.

Do Your Homework

It is always important to be as educated about any business deal as possible. Be sure that you have a few loan options and a few rates to compare. Even if you have bad credit, you should still be able to get Arizona Hard Money Loans at a fair rate. Also, be as knowledgeable as possible about the property that you wish to purchase so that you know what to expect on appraisal documents as well as other inspections of the property. This preparation will help to make the loan process less stressful and faster.

Dennis DahlbeDennis Dahlber Broker Ri CEO Level 4 Funding LLCrg
Broker/RI/CEO/MLO
Level 4 Funding LLC 
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701 

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

Info to Know Before Securing Arizona Hard Money Loans

Trouble-with-an-Arizona-Home-Mortgage-150x150When using Arizona Hard Money Loans, there are a few pieces of important information that every borrower should know. This will increase your potential for success and earnings.

Arizona Hard Money Loans can sound very intimidating if you are not familiar with the process and this financial tool. But these are very useful and legitimate loans for many real estate investors. The first important piece of information that you need to understand is that hard money is a short-term loan as opposed to the 15 to 30-year term on a traditional mortgage. In addition, you need to understand that Arizona Hard Money Loans are funded by individuals or possibly a small group of lenders who work together rather than a bank or mortgage company. But this offers many great benefits to the borrowers of hard money.

Because the lender is independent, he or she is able to work with borrowers to customize the terms of loans much more than a bank or mortgage company. This could mean a unique payment schedule or even a payment amount that fluctuates. And borrowers will also be glad to learn that private lenders require much less paperwork during the application process. This makes applying and getting approved for a loan much less stressful.

One aspect of Arizona Hard Money Loans that some borrowers are uncomfortable with is the higher interest rate. Private lenders are not regulated in the same manner as a financial institution and they are free to set the interest rate as they see fit. In addition, hard money is normally an option for someone with less than perfect credit so the risk is more substantial for the lender. But for a fast application and approval process, many borrowers are happy and willing to pay the higher interest rates associated with hard money.

Asset Based Lending

This is the most important aspect that separates a hard money loan from a traditional loan. A traditional loan is based on the borrower’s creditworthiness and ability to repay the loan. But a hard money loan is based on the current market value of the property being purchased. The borrower must use the property as the collateral on the loan to provide added security for the lender. In the event that the borrower defaults on the loan, the lender has the right to seize the property and sell it to recover his or her investment.

Use It Wisely

Hard money is a very legitimate resource for any real estate investor who is looking for fast funding, a simple application process, and a short loan term. All of these benefits make many borrowers a huge fan of the hard money option. When used on a fix and flip project it is perfect. And other investors use hard money to make a fast purchase for a property with high potential. Once the purchase is secured, then the borrower will refinance on a long-term mortgage at a lower interest rate. Used correctly, hard money can help to make a real estate investor a great deal of money.

Dennis DahlbeDennis Dahlber Broker Ri CEO Level 4 Funding LLCrg
Broker/RI/CEO/MLO
Level 4 Funding LLC 
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701 

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

Using Arizona Hard Money Loans for Long-Term Purchases

confirm_registrationMost information points to using Arizona Hard Money Loans only for short-term investments. But there is a reason to take advantage of hard money when making a long-term purchase.

Every article that you read about Arizona Hard Money Loans points to using this financial tool only for a short-term project such as a fix and flip. And these loans are perfect for a short-term project. But all of the benefits that make Arizona Hard Money Loans appealing for the short term investor can also make them appealing for a longer investment.

The easy application processes and the fast approval make hard money a solid choice for any purchase that is time sensitive. Most investors think of fix and flip properties for tight time frames. But there can be other properties which have a great many potential buyers which would also require fast funding to secure the purchase. After the purchase is secured, the borrower has the time needed to complete a traditional loan application with a bank or mortgage company to extend the loan terms as to also decrease the interest rate.

Hard money can also be used to purchase a property that is going to require a lot of repairs or renovations and does not meet the lending requirements of a traditional institution. Once the property improvements are completed, the borrower can then apply for a traditional loan and again take advantage of the longer repayment schedule and the lower interest rate.

Tailoring Arizona Hard Money Loans

Because hard money is offered by private lenders, the terms of these loans are able to be customized at the discretion of the lender. In many cases, a borrower will request that the first payment not be due on the loan for two or even three months. This allows more time to secure a traditional loan. In return, the borrower is paying closing costs, points and sometimes other fees to the hard money lender for this added consideration. But it saves the borrower the higher interest on the monthly loan payments.

Hard Money is Useful

In the past, many borrowers were under the misguided opinion that hard money was a less than legitimate resource and that the high cost made hard money a bad choice for an investment opportunity. But as the real estate business has evolved, investors have become far more savvy about how and when to use hard more for a real estate deal. Short-term purchases, as well as long-term purchases of a very desirable property, are especially well suited to using a hard money loan. In addition, hard money is a good option for an investor who is carrying several traditional loans and does not have the credit to request another bank loan. The hard money is used essentially as a bridge to make the purchase until another project has been completed and the loan is paid off. Learning to skillfully use hard money is certain to offer any real estate investor many new options for growing his or her business.  

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC 
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701 

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

Open Your Eyes To Arizona Hard Money Loans

Not every aspect of Arizona Hard Money Loans is perfect for a borrower. But the advantages can often outweigh the drawbacks.

Nothing in this world is perfect and there is no perfect loan for every type of purchase or for every borrower. In the perfect world, money would be offered with no interest and the terms would be up to the borrower to determine. But in the real world, everyone must understand that lenders are also in business to make money so fees and interest are just the cost of borrowing money.

Arizona Hard Money Loans do have more fees and a higher interest rate than some traditional banks and mortgage lenders. But the justification for these added fees can be understood when you compare a hard money loan and the process of obtaining hard money to a traditional loan and working with a traditional lender. Everyone knows that time is money, but hard money puts that saying to the test. The application process for a hard money loan is only a fraction of the paperwork and time that you would need to invest in secreting a traditional bank loan. And the approval for hard money is also much faster. It can take up to 90 days for a bank to respond with an approval of your loan application but a hard money lender can often respond in just a few days and have your loan funded in just about a week.

And while the interest rate on Arizona Hard Money Loans is higher than the interest rate on a mortgage loan, the time savings can make it a good investment. In addition, hard money is going to be an opportunity for someone with no credit or less than perfect credit to secure a loan. This lower creditworthiness means that the lender is willing to assume a higher risk when making the loan and in return, he or she should be able to expect to make a little bit more money in the form of interest.

Know The Uses

Being funded by a private lender, hard money is also a good option for a borrower who is looking for some custom loan terms. No bank or mortgage company is going to change the standard terms of their loans. But working with a private lender allows for much more negotiation when drafting the terms of your loan. This convenience is certainly worth paying a little more for.

Be Smart

Knowing how to best use Arizona Hard Money Loans is critical to the success of your real estate investment business. Short term loans are almost always perfect for hard money, but there are also times when making an initial purchase on a long-term deal is also best done with hard money. Only after researching all of your options and requesting multiple quotes, will you be able to determine which loan is going to be the most profitable for a specific purchase. Sometimes hard money is the only choice and other times it is just one of many options.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC 
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701 

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

You Don’t Need to be a Handyman to Begin to Seek Out Loans to Flip Houses

623183706Financial prosperity with flipping houses is possible before you ever even have to pick up a power drill or a saw. Many people are enjoying riches in the real estate market with flipping houses in Arizona without doing any of the manual labor themselves and you can to by learning more with this helpful guide.

Yes, you can begin owning your very own portfolio of rental properties or real estate properties without having any handyman skills whatsoever as early as today. Real estate investing is a budding market that you need to be seriously considering if you are serious about achieving your financial goals and making your dreams of financial goals. What is so great about investing in real estate? Well, rental real estate, for example, is capable of retaining its value as long as you are careful to choose the right tenants, keep careful track of your properties, and are sure to hold the right insurance. What’s great about rental properties is that they are able to generate some form of cash flow each and every month as your tenants pay their rent. You can make sure that this happens by carefully choosing your tenants and removing those that are irresponsible or are not good about paying rent.

Since you can outsource the work of flipping a house or property, you can achieve this and more without ever having to pick up a paintbrush or a wrench yourself. Outsource this work and focus instead on investing in financial opportunities or choosing the best properties possible. You do not have to be a handyman to make a fortune with real estate and make your dreams come true.

Can I Retire Early With Loans to Flip Houses?

Is it really true that you can retire early with the help of real estate investment and flipping houses? Well, the short answer is actually yes! Real estate investing is a solid investment if you are searching for an early retirement if you do the process correctly. A lot of people have the incorrect belief that it requires becoming a contractor or handyman to begin the process of house flipping but this simply not true.  In fact, instead of doing the work yourself, you can instead outsource the work of a handyman to a company that specializes in property management.

Become a real estate investor and a Arizona house flipper without ever having to pick up a hammer or a nail today.

Typically, these companies collect around ten percent of the rent from the property. Buying multiple rental properties can be achievable even with outsourcing the handyman work to other individuals. Think bigger than just investing in homes! For example, if you decide to invest in properties such as commercial buildings or apartments, all of the operational workings of the property will be managed by separate personnel. You do not have to be a handyman to begin flipping houses! The right loans to flip houses in Arizona can get you started on this goal.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC 
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701 

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

Give Me 10 Minutes and I’ll Show You That House Flipping Loans Really Do Work

page2-img1House flipping is not just for TV show hosts or people with big budgets because with house flipping loans in Arizona you can join the real estate industry and begin flipping properties today. Learn how to have it all with the help of this informative guide.

Are you a big fan of those new and trendy “house flipping” television shows like the ones they have on home improvement channels or HGTV? Have you ever wondered if you could do it too? Well, the short answer is yes! You can with the the help of the right lending opportunities.

There’s a lot of secrets in the world of house flipping. However, there are so many resources available online and throughout the real estate industry that means that house flipping isn’t just for TV show hosts with big budgets to fall back on. The right lending opportunities can give you the same opportunities as those people that you see on TV.

It is a fact that the house flipping business and industry can provide an opportunity for you to quickly achieve a healthy income and the freedom to change your life forever. The success of others from the popular television shows we know and love is an easy way to see that that is clearly possible for the everyday person and not just big-time investors.

Flipping houses is not as easy as it works and does take some hard work. However, with proper planning and expertise making money with house flipping is a truly achievable goal that anyone can do in a short period of time so long as they have the right level of determination.

You Can Have It All With House Flipping Loans in Arizona

Are you ready to begin flipping houses and join the real estate industry, too? You can get started by finding a loan to help you achieve your goals and have enough of a budget to work with so you can begin investing in properties. You have to spend money to make money and it is no different for investing in real estate or fixer-upper properties.

You are going to need to have some capital up front to be able to begin to invest in real estate properties so you are going need to choose a lender to help you begin to achieve your goals and get started with real estate investing.

Retire early and make your dreams come true by getting started in the real estate market with the opportunities provided to you by Arizona house flipping loans.

It is important to seek out the advice and assistance that can only be given from quality resources. In a perfect world, it might be a good idea to go ahead and find an experienced mentor that will be able to starting to show you the ropes of real estate investing. The fact is, it is important to have a wise figure to turn to as you begin to enter the world of real estate investment and flipping properties. Their wisdom will be invaluable in your journey.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC 
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701 

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions